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Rozalyn Franklin
Rozalyn Franklin - (803) 318-6412
Our Blog 
Thursday, February 13 2014
Columbia SC The New Harp 3.0

Harp 3.0 May Soon Be Here!

Originally Harp was designed to help as many as 7 million home owners, but to date it has only helped about 3 million which is far less than it was intended for. With the new Harp 3.0 availability would be open to all types of loans not just Freddie Mac and Fannie Mae; but loans such as Alt-A loans, subprime loans, and portfolio loans. I find it a little odd that subprime loans would be considered for the program, however.  “So many of them were obtained with fraudulent paperwork and are laced with problems,” making me question “Why would the government want to get involved such potentially problematic loans?” They may even be discussing feature changes  in HARP 3.0-example  program eligibility date from May 31, 2009 to some date in 2011; offering more lenient terms on loans of 15 years or fewer; and making softer requirements for HARP investor loans.

Harp 2.0 has changed

Posted by: Rozalyn Franklin AT 06:01 pm   |  Permalink   |  0 Comments  |  Email
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Rozalyn Franklin
Keller Williams Realty

140 Wildewood Park Drive
Columbia, SC 29223

(803) 318-6412



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Disclaimer: The information provided on this website should not be constituted as legal advice. The content is intended to provide general information about the short sale and foreclosure processes, and should not be acted upon without the counsel of a qualified REALTOR®, attorney, and tax expert.

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